Is ourdream Worth It? Free vs Paid, Pricing and Dreamcoins

By Lizzie Od | Prices checked October 18, 2026

TL;DR: ourdream costs $19.99 a month, or $9.99 a month if you pay $119.88 for the year. A free account needs no card and comes with 55 dreamcoins to try characters and chat. It's worth paying for if you want unlimited chat plus images or video of your characters, and probably not if you only want occasional text chat.

67% of ourdream subscribers used fewer than 1,000 dreamcoins last month. Here's what the rest spent theirs on.

Is ourdream AI free, and what do you actually get when you pay? This is our own guide to our prices, taken from the ourdream help center on the date above. We publish this page, so we've kept to the numbers you can check yourself and been plain about who shouldn't pay.

The short version: a subscription buys two things. Unlimited messages on the everyday chat models, and 1,000 dreamcoins a month to spend on images, video, voice and the smarter chat models. Whether that's worth $10 to $20 depends on how much of the second part you'll use.

ourdream has one paid plan with two billing options. Here's the full ourdream AI pricing, as listed in the help center article on monthly vs annual subscriptions.

The annual plan halves the monthly cost and doubles your first batch of coins. The catch is you pay $119.88 upfront, and refunds on annual plans are case by case (more on that below).

If you run out of coins mid-month, you can buy a top-up from your profile page. Top-ups need an active subscription. You can't buy dreamcoins on a free account.

Ready to compare plans side by side? See the plans on the upgrade page.

Yes, you can use ourdream for free. Signing up costs nothing and you don't need a credit card.

A free account starts with 55 dreamcoins. They're a one-time allowance, so they don't refill each month. On the free plan, coins pay for everything:

Each message costs 1 dreamcoin on the standard model, and 2 on Genius

That's enough to build a character, have a short conversation and see whether the writing suits you. It isn't enough for daily chat.

Here's what stays locked until you subscribe:

Want more free coins? ourdream doesn't sell coin codes or hand out free coins through the app. The help center says the only free coins come from giveaways and competitions on the ourdream Discord. See how to get free dreamcoins.

You'll also see searches for "ourdream AI redeem dream coins". There's no code redemption screen in the help center. Coins arrive with your plan, or you buy a top-up from your profile.

Dreamcoins are ourdream's in-app currency. One balance covers chat, images, video and voice, so you don't juggle separate credits for each.

On a paid plan, your 1,000 monthly coins land on your renewal date. The help center says they're processed at 2pm EST that day. Coins don't expire while your account is open, so whatever you don't spend stays in your balance. There are two exceptions. If you get a refund, unused coins are removed. If you cancel and later sign up again, your old coins aren't restored.

Below is what each action costs, from the official coin guide, What costs coins? (edited March 2, 2026).

The pattern is easy to see. Text is free or close to it. Images are cheap. Video and voice calls are where coins go fast.

1,000 dreamcoins buys about 200 standard images, 50 seconds of standard video, or 20 minutes of voice calls. Or 1,000 Genius replies. Most people mix them.

Here are three ways a month on the paid plan could look. The coin costs come straight from the table above.

A chat-only user rarely touches the coin limit. Unused coins pile up, which is useful if you later decide to try video.

A chat-plus-images user fits inside the allowance with room to spare. This is the use the plan is priced for. Those images can come from the chat or from the AI porn generator, where a one-line prompt is enough.

A video-heavy user will run short. One 60-second video costs 1,200 coins, more than a full month's allowance. If video is the main reason you're here, budget for top-ups, or stick to short clips.

Is ourdream AI worth it? For most people who want both chat and images, yes. For some people, no. Here's how to tell.

You chat most days and don't want to count messages

You want images of your characters as well as text chat

You like the idea of one character you build up over weeks, with memory that carries across chats

You'll try short video clips now and then

You're happy to pay yearly, which brings the price to $9.99 a month

You only chat now and then, and never make images. The free plan or a cheaper text-only app may be enough

You need a native iPhone or Android app. ourdream runs in your browser. You can add it to your home screen, but there's no App Store download

You want long video every day. Coins won't stretch that far without top-ups

You want safe-for-work chat only. A general app will suit you better

How does the price compare, as of October 18, 2026? Character.AI's paid plan, c.ai+, costs less, but it's built for safe-for-work chat and doesn't allow adult roleplay. Candy AI sits in a similar price range to ourdream and also uses tokens for images. We've set out the details in Candy AI vs ourdream. If your main question is message limits, see our test of NSFW AI chat with no message limit.

Is ourdream AI legit? ourdream is run by Dream Studio USA, Inc. Billing goes through standard payment providers, and our content rules are public in the ourdream Trust and Safety center.

Read this part before you pay. It's the part people ask about after.

Go to your profile, click "Cancel subscription" and confirm. You keep paid access until the end of your current billing period. Cancelling doesn't trigger a refund. Full steps are in How do I cancel my subscription?

Without an active subscription, your images and videos are blurred, community packs included. They unblur if you subscribe again. Download anything you want to keep before your plan ends. See What happens to my images if I unsubscribe?

Coins don't expire, but on a free account you only get free-tier features and can't buy more. See What happens when my subscription expires?

Refunds aren't possible once more than 25% of what you bought has been used. Monthly plans can't be refunded once the coins are used up. Annual plans may get a full or partial refund. Payments made in cryptocurrency can't be refunded. After a refund, your subscription ends, your images and videos blur, and unused coins are removed. Request one from your profile under "Request Help". Details are in How do I request a refund?

If you're unsure, start with the free plan. If you then subscribe, start monthly. Move to annual once you know you'll stay.

Build one character on the free plan and give it a proper conversation. If the writing works for you and you can see yourself wanting images of that character, the paid plan is good value. If you only want a quick chat now and then, stay free. Create your first character, or compare plans if you're ready.

Yes. A free account costs nothing, needs no credit card and comes with 55 dreamcoins, one time. That covers creating a character and a short conversation. Unlimited chat, video and voice calls need a subscription.

$19.99 a month on monthly billing, or $9.99 a month on the annual plan, which is billed as $119.88 once a year. Both include 1,000 dreamcoins a month. The annual plan adds 1,000 bonus coins at the start.

Dreamcoins are ourdream's in-app currency for images, video, voice and the Genius chat models. Subscribers get 1,000 a month. A standard image costs 5 coins, 5 seconds of video costs 100, and a voice call costs 50 a minute.

Yes. Coins don't expire, so unused coins stay in your balance and your next 1,000 are added on top. You lose them if you get a refund. If you cancel and later resubscribe, old coins aren't restored.

No. You need an active subscription to buy extra dreamcoins. Top-ups are bought from your profile page.

ourdream doesn't give away free coins in the app. The help center points to the ourdream Discord, where coins are sometimes handed out through giveaways and competitions.

ourdream is operated by Dream Studio USA, Inc. and bills through standard payment providers. Its rules on content, privacy and moderation are published in the ourdream Trust and Safety center. As with any subscription, check the cancel and refund terms before you pay.

Cancelling alone doesn't trigger a refund. You can request one from your profile, but refunds aren't possible once more than 25% of the purchase is used. Annual plans may get a full or partial refund, and crypto payments can't be refunded.

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